Financial accountability for gambling
The member connects their own bank. One person they trust sees the same screen. Every gambling charge gets caught early, while it is still small.
Your activity
Sam Brooks
Shared with Jake
Concern level
High concern
Risk score
85/100
High Concern because $1,325 went to gambling this week and gambling happened on 7 of 7 days.
Updated just now
$1,325
Confirmed gambling, last 7 days
$200 today·8 transactions·+$725 vs the 7 days before
Other financial signals
Not included in confirmed gambling totals.
Monitoring active
Sample Bank Checking
Connected·Last checked just now
Checked every six hours
Accountability partner: Jake
The epidemic
It is the only major addiction with no objective measure, and it is partly defined by concealment. Clinicians ask the patient. The bank statement is the earliest signal there is, and today nobody is reading it with them.
2M
US adults with a severe gambling problem, plus 4 to 6 million more at mild or moderate levels
Source: NCPG prevalence estimates
31,000
Calls, texts, and chats to the national helpline every month, and climbing
Source: National Problem Gambling Helpline, 2025 report
1 in 2
Of those contacts come from people aged 18 to 34
Source: National Problem Gambling Helpline, 2025 report
1 in 3
Adults aged 21 to 44 placed a sports bet before they turned 21
Source: NCPG and The Harris Poll, February 2026
How it works
Or someone who cares asks you to. Either way the bank only takes the account holder's yes, and a joint account can be connected by either owner.
Not your parent's. Not your partner's. Yours, by your choice, first. Disconnect any time, and they're told immediately if you do.
A parent, a spouse, a sponsor, a friend. Nothing is shared until you say so, and they see exactly what you see.
Confirmed gambling and prediction markets are named as such. Everything else is surfaced, never accused.
73%
Of people contacting the national gambling helpline cite financial stress. It's the single most common reason people finally reach out.
Source: National Problem Gambling Helpline, 2025
15%
Of US adults have ever been asked about gambling by a doctor. Nothing is screening for this.
Source: Harris Poll for NCPG, 2026
$18/mo
What Covenant Eyes has charged for the same accountability model, for pornography, for 25 years, bootstrapped.
Source: Covenant Eyes, published pricing
What you get
Everything below is live today. Nothing here blocks a bet or makes a diagnosis.
The bank feed, read the way a careful person would read it.
Sportsbooks, casinos, prediction markets like Kalshi, and peer payments, sorted into confirmed, prediction market, and surfaced. A rulebook the team updates as operators change their names.
Buy-now-pay-later, cash advances, overdraft fees, and new credit lines, read alongside gambling activity. The signal that turns a bad month into a warning.
A coverage score for every account, and a notice when activity on a connected account suddenly stops, which is how a hidden account shows itself.
Everything the member sees, the partner sees. Nothing more.
The person you invite sees exactly what you see. Nothing trimmed, nothing added, and you can preview it before you invite anyone.
Every Sunday your partner gets a review that says something, including when nothing happened. Silence is not a signal.
Conversation starters by relationship, a step for every concern level, and the helpline one tap away. Written for the first conversation, not the last.
Consent is the product. Every control here belongs to the person sharing.
Start it yourself, or a parent or spouse can ask you to share. Either way you connect your own bank and you say yes before anything is shared.
You choose a delay before sharing can be paused or a partner removed, and your partner is told the moment you ask. Leaving is allowed. Leaving quietly is not.
Set a limit or a clean stretch in plain words. Your partner is the referee, and the result comes from your real transactions, in numbers, never in judgment.
The rest of the safety net, and a word from yourself.
Write it on a good day. It comes back to you the moment your concern level rises, and nobody else ever sees it.
State self-exclusion, operator limits, and device blockers in one checklist, with official links. Your partner sees what you have put in place as good news.
Spaces for parents, spouses, members, and sponsors under display names, and programs for campuses and clinics with anonymized reporting.
How we compare
YourSafeguard is the only one built around a second person who sees what you see, and only what you agreed to.
| Feature | YourSafeguard | Site blockersGamban, BetBlocker | Bank gambling blockMonzo | Budget appsRocket Money | TelehealthBirches Health |
|---|---|---|---|---|---|
| Reads your own bank transactions, any bank | Yes | No | Partial | Yes | No |
| Names confirmed gambling merchants | Yes | No | Yes | ? | No |
| Treats prediction markets as their own tier | Yes | ? | ? | ? | No |
| Surfaces peer payments as a signal, not a charge | Yes | No | ? | ? | No |
| Borrowing signals: cash advances, BNPL, overdrafts | Yes | No | ? | Partial | No |
| A chosen partner sees the same screen you see | Yes | No | No | No | No |
| A delay you set before sharing can be turned off | Yes | No | No | No | No |
| Conversation starters for the partner | Yes | No | No | No | Partial |
| Blocks gambling sites on the device | No | Yes | No | No | No |
Swipe sideways to see every column.
“?” means not verified from the company’s own materials. Blocking the device is a different job; use both.
For the person who noticed
You cannot connect their bank for them. You can ask, and you can be ready for what they say. Here is what you can do today, what you would see, and how to bring it up.
Pricing
$9per month
One member, one partner. Everything YourSafeguard does. No tiers to upsell into.
Cancel any time. Sharing stops the moment you say so.
Less than half of what Covenant Eyes charges for the same accountability-partner model, and close to what a device blocker costs. One price covers the member and the partner.
A FanDuel charge is confirmed. A Kalshi trade is named as a prediction market. A Venmo transfer is surfaced, not accused. That's what makes a family trust it.